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Choose your plan

Free

Get started

$0

  • ✓Manual budget tracking
  • ✓Limited statement uploads
  • ✓Basic categories
  • ✓Basic dashboard

Pro

For individuals or small households

$8 / month

or $80/year (save $16)

  • ✓More statement uploads
  • ✓AI categorization (your own key)
  • ✓Monthly budget reports
  • ✓Savings goals
  • ✓Debt tracking

Family

Best for households

$12 / month

or $120/year (save $24)

  • ✓Unlimited family members
  • ✓Unlimited accounts
  • ✓Managed AI included
  • ✓2,000 AI categorizations/month
  • ✓Monthly AI reports
  • ✓Priority support
  • ✓7-day free trial

Pro requires you to connect your own AI provider key. If you do not want to manage AI setup, choose Family.

Plan comparison

FeatureFreeProFamily
Manual budget tracking✓✓✓
Statement upload/importLimitedMoreUnlimited
AI categorization—✓✓
Own AI key required—YesNo
Managed AI included——✓
Family/household sharing——✓
Debt tracker—✓✓
Savings goals—✓✓
Support levelStandardStandardPriority

Common questions

Do I need to connect my bank account?

No. MyFamilyBudgetTracker does not require bank login or bank linking. You upload statements manually.

What data is sent to AI?

For AI categorization, we send only the fields needed to classify transactions — date, description, and amount.

Is my budget data used to train AI models?

No. Your financial data is not used by MyFamilyBudgetTracker to train AI models.

Which plan should I choose if I do not want to manage an AI key?

Choose Family. Pro requires you to connect your own AI provider key.

BYOK means you connect your own supported AI provider key. Managed AI means AI usage is included up to the plan limit.

Prices in USD. Billed via Paddle. Cancel anytime.